The pseudonym of Jason is getting on my nerves. It seems that since we decided to procreate, I really should use my partner's real name here. But still, he is not a fan of the online life so I think I had best not.
Nevertheless, 'Jason' and I sort of got married again, yesterday. The first time was for love and flowers. This was all about money and assets. Technically, so was the first time. That's all a legal marriage is. So I guess yesterday was admitting it.
Up until now, we have basically lived like college roommates. One of us pays for something, the other one pays back. We have lived this way because it works. Being financially independent is really important for both of us. Perhaps a little more for me and I'm not sure that that says anything good about me.
Neither of us grew up with the college roommate financial model. As well, having a baby throws a wrench into things. There will be a lot more to split up. We have talked for a long, long time about putting some money together. Yesterday was the day to do it.
We chose a financial institution to which neither of us has ties. I'm not even convinced about our logic here; I was so tired of discussing what we should do instead of doing it and it is close to our house, so I dove in. We had the intention of going to get one joint chequing account. We left with a chequing account, a savings account and between the two of us, three credit cards. WHAT?!? They promise you rebates and points and the like and that's what you get.
So now we have joint accounts. Next step, put money in the accounts. Baby steps here.
We also have decided to put both of our names on both of our properties. Why? Um, cause? I don't know that we have a good reason. I suppose it will allow me to act as a landlord. I can also fulfill my dream of being a land baronness! I have been treating our rental property as my investment for a while now, so I think it's good. As for putting Jason's name on the house we live in, there is no real need. It is his because we are married and we live here. But there was a need. When he's ticked with me he refers to it as 'my house' (as in mine, me) and not 'our house' and now he can't do that anymore. Suckah! You own the house you live in! Truly, I want him to feel that this is our house. Now that we have renovated just about every room, with his name on papers, there is no reason not to.
There are so many more steps. We framed the building but now it needs siding and a roof and wiring. But that's life. I used to get stressed out by the to-do lists of life but for the most part, I'm over that. One day there won't be much on the list and life will be slow and what's the fun in that?
So bring it on, all the financial complications of marriage. We can take it!